From the get go smoking, recreational use of drugs, the famous couch-sitting-after-work lifestyle, and something new, overspending come to mind. It is obvious that smoking and some of the other habits can be detrimental to our health, but what role does overspending play?
Well when we refuse to budget, we overspend and neglect both long-term and short-term benefits of our financial decisions. This can take a toll on our health because we end up purchasing unhealthy and unnecessary goods. Budgeting reflects our values and priorities since we allocate more resources/money to important things. For example, if we value our health- regardless of the value of our income, we would ensure that a higher percentage is spent on healthy foods. In this case we save money by minimizing the purchase of unhealthy foods and in turn reduce future expenses on medications that provide the same results as living a healthy lifestyle. So what can the individual do?
Be: First thing first, create the drive within yourself by asking the question, “Do I want to be?” Be, meaning that you are currently at your full potential and would like to continue “being”.
“We are human beings, not human doing”- Brant Redding
Ready: Like the famous quote “those who fail to plan, plan to fail”, breaking bad habits requires a plan. Now that you know budgeting is another step to a healthy lifestyle, plan your budget and create plans to ensure that you stick to your plan.
Knowing Bad: Before purchasing any goods, question the integrity. Consider both long-term and short-term benefits of the product. Would you rather enjoy the sweet tasty chocolate bar now, and continue to satisfy your daily chocolate cravings, or would you allocate your resources towards carrots and gain healthy eyesight while dodging the cost of surgery in the future?
Roses are red
Violets are blue
Overspending is bad
Budgeting is good
Its up to you